Top 10 beneficial schemes for girls child in India

 




Hello everyone welcome back to another blog on learning today we will talk about government schemes. which is running for girl children and their development 


the Benefits of Indian government schemes for girl children in India

  • The Indian government schemes for girl children in India mainly focus on their development and welfare.

  • these schemes aim to increase the sex ratio, education expenses, wedding expenses, and financial support

  • Some schemes provide tax benefits for Indian children girls











Top 10 beneficial schemes for girls child in India:-

Every Indian girl child scheme is different from each other in terms of the application process, eligibility 


1. Balika Samridhi Yojana:-

this scheme was launched on 2 October 1991 by the central government of India for girls' children. These schemes cover up to 2 girls that belong to (BPL) Below Poverty Line families who live in an urban and rural areas (girls should born after 15 august 1997).


 In this scheme girl, the child got 500 annually scholarships as follows:



Class

Annual scholarship

I to III

Rs 300 for each class

IV

Rs 500

V

Rs 600

VI to VII

Rs 700 for each class

VIII

Rs 800

IX to X

Rs 1,000

 

 

Eligibility criteria of Balika Samridhi Yojana

  • This scheme is available only for girl children who were born after 15 august 1997 or belong to BPL(Below Poverty Line )

  • Rural families should belong to BPL(Below poverty line) Families to claim this scheme benefits.

  • To claim this scheme benefits a family should have two kids 

  • In metropolitan regions, families living in ghettos, no matter what their acknowledgment, those filling in as reg- pickers, vegetables, natural vegetable sellers, installment sellers, etc are covered.


How to apply for Balika Samridhi Yojana?

The plan is carried out through the Coordinated Youngster Advancement Administrations (ICDS) in country regions and the Wellbeing Office in metropolitan regions. Qualified families should follow the underneath moves toward applying:


  • Acquire the application structure online from the Ladies and Youngster Advancement site. On the other hand, the structure is likewise accessible and disconnected from Anganwadi Laborers and the Wellbeing Functionaries in provincial regions.

  • Properly finish up the form with all required details.

  • Submit the form where you got it from.

Withdrawal of funds and other guidelines

  • The account will mature when the young lady kid achieves or crosses the age of 18 yrs.

  • you cant withdraw money before the maturity period of time

  • after completing 18 yrs(age) old enough, the young lady kid can withdraw full money by delivering a declaration expressing that she is unmarried. She can acquire this from the Gram Panchayat/Region.

  • Assuming the young lady kid is getting married life before the age of 18, she should swear off the yearly grants and the premium gathered subsequently. She may be qualified to get the post-birth award of Rs 500 and the premium gathered on it.


2. Beti Bachao Beti Padhao:-

This is also among the central government schemes for lady kids introduced to focus on wellbeing and development.


At first, this central government plan (scheme) was aimed for regions with low sex ratios, or at least, fewer female youngsters contrasted with their partners.


Presently, the Beti Bachao Beti Padhao project applies to different pieces of the country. The plan doesn't involve direct money but focuses on-


  1. Improve the child sex ratio.

  2. Prevent gender-biased and sex-selective elimination.

  3. Guarantee the survival of the young lady's kid and her insurance.

  4. Encourage the education and participation of the lady kids(girl children).

  5. Achieve gender equality and women empowerment.


The scheme has three Main components/parts:

  1. media and Advocacy movement: National mindfulness movements including a media approach are sent off to teach guardians. These campaigns (movements) also focused on destigmatizing the birth of girl children, ensuring their birth, growth(development), and education are without any discrimination.


  1. Interventions in gender-critical districts: Incentives designed to improve the Child Sex Ratio (CSR) and sex ratio at birth in 640 identified gender-critical districts. 


  1. A financial incentive-linked scheme: Sukanya Samriddhi Yojana (SSY), a little deposit-saving scheme or plan, was launched to facilitate guardians to save for their girl children. The scheme also offers an attractive interest rate of 7.6% on the deposit and income tax benefits.


3. CBSE Udaan Scheme

Administered by the Central Board of Secondary Education (CBSE) through the Ministry of Human Resource Development, CBSE Udaan is one of the public authority plans for young lady kid training and education.

It focuses on increasing their girl child enrollment in prestigious technical and engineering colleges across India. The following features of the scheme are:


  • Free course and study material with all online resources are offered for girl students in 11th and 12th standards.

  • Peer learning and mentoring opportunities are proposed to commendable young lady understudies.

  • Virtual/online contact classes in classes 11th and 12th are conducted on weekends.

  • Continuous monitoring and tracking of students' all kinds of progress.

  • Study helpline services to clarify the doubts of girl students.

Eligibility criteria for CBSE Udaan Scheme

  1. Girls must have Indian citizenship and should live in India

  2. The girl student must be enrolled in the Mathematics, Physics,  or Chemistry stream in classes 11th and 12th of the CBSE-affiliated schools.

  3. The annual family income of the student should not be more than Rs 6 lakh

  4. The girl students are selected on the basis of merit


4. Mazi Kanya Bhagyashree Scheme

Launched by the Government of Maharashtra, the Maazi Kanya Bhagyashree scheme provides monetary benefits to the mother of a girl child as follows:

  1. 5,000 for the initial 5 years after the girl

  2. 2,500 per annum till she is in Grade V. does not reach

  3. 3,000 per year till reaching class XII

  4. After completing 18 years she will be paid Rs 1 lakh per annum for further education/studies 


Eligibility criteria of the Mazi Kanya Bhagyashree Scheme

  1. This scheme/Plan is applicable to all the permanent residents of Maharashtra(Mumbai)

  2. This scheme/plan is applicable only for the family belonging to Below Poverty Line (BPL) category

Documents are required to apply for Mazi Kanya Bhagyashree Scheme

  1. Domicile Certificate of Maharashtra State

  2. birth certificate of girl child

  3. income certificate of parents

  4. BPL card or Ration card 

  5. bank passbook of the girl child with bank IFSC code


How to fill application form for the Mazi Kanya Bhagyashree Scheme?

  1. Get the application form from the nearby Anganwadi or you can download it from the Maharashtra Government’s official website

  2. Submitted the appropriately filled form alongside all the required application documents to the Anganwadi





5. Mukhyamantri Kanya Suraksha Yojana

This scheme/plan for girl kids is a reward/prize program introduced by the Bihar Government. The Mukhyamantri Kanya Suraksha Yojana releases Rs 2,000 to the guardians after the birth of a girl child/kids. They can avail of this by producing her birth certificate or declaration.



Eligibility criteria of Mukhyamantri Kanya Suraksha Yojana 

  1. this scheme is only for Bihar's permanent residential 

  2. The candidate should be from a (BPL) Below Poverty Line family.


How to apply for Mukhyamantri Kanya Suraksha Yojana?

The candidate can connect to the Collector’s office, Gram Panchayat or Zilla Parishad to apply for the scheme/plan. Alternatively, they can also submit a properly filled application form at their nearest Anganwadi center.




6. Laadli Yojana of Jharkhand

This savings or investment plan makes an initial deposit of Rs 6,000 into the girl’s post office savings account for a fixed tenure of the next 5 yrs. The girl child then gets the financial advantages in regular intervals as follows:


  1. Rs 2,000 on starting Grade VI

  2. Rs 4,000 on starting Grade IX

  3. Rs 7,500 on starting Grade XI

  4. A monthly stipend of Rs 200

The amount deposited will mature on the girl child attaining the age of 21 years. It can then be used to meet her wedding expenses.

Eligibility criteria for Laadli Yojana of Jharkhand

  1. The candidate should be a permanent resident of Jharkhand

  2. The candidate must belong to a ‘Below Poverty Line family


7. Ladli Scheme of Haryana

The benefit of this scheme can be availed only if one of the parents of the girl child is from Haryana. The applicant should be able to prove it by presenting the domicile certificate. The scheme pays an amount of Rs 5,000 per year for 5 years, which gets deposited in the Kisan Vikas Patra opened in the name of the mother. After the girl turns 18, she can withdraw the money. When the second child is born, the money is immediately released to the parents in two installments.


How to apply for the Ladli Scheme of Haryana?

To get the benefit of the scheme, the mother and child must be registered in the nearest Anganwadi center.


8. Mukhyamantri Rajshri Yojana

Started by the Government of Rajasthan, Mukhyamantri Rajshree Yojana provides monetary help and benefits to the guardian of a girl child in various stages:


  1. Rs 2,500 is paid to the mother on the birth of a girl child

  2. Rs 2,500 is given via a cheque once the girl child completes year

  3. Rs 4,000 is paid on the girl child’s admission to any public school into Grade I

  4. Rs 5,000 is paid when the child starts Grade VI

  5. Rs 11,000 is paid when the girl starts Grade XI


Who is eligible for the scheme?

  1. The candidate must be a permanent resident of Rajasthan.

  2. a girl child should be born after 1st June 2016


How to apply for the scheme?

You can apply for the scheme by registering with the nearest designated bank, collector office, gram panchayat, or Zilla Parishad.


9. Nanda Devi Kanya Yojana

Exclusive to Uttarakhand, the scheme contributes a fixed deposit of Rs 1,500 in the name of the newborn girl child. This, along with accrued interest, is given to the girl child on attaining the age of 18 years and completing her higher education.


Eligibility criteria for the scheme

  1. this scheme is Applicable only to permanent residents of Uttarakhand

  2. The candidate must be from a(BPL) ‘Below Poverty Line family

  3. Only two girls from a house are eligible for this scheme/plan



10. Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme that encourages guardians to systematically and automatically save money for their girl child's higher education and marriage.


Eligibility criteria and guidelines of SSY


  1. guardians and Parents of a girl child aged below 10 yrs can open this account

  2. A girl child can have only one SSY account

  3. Parents and guardians are allowed to open two accounts only for two girl children. Twins and triplets are exceptions

  4. Account transfer in India anywhere 

  5. The parents and guardians can access this account at any bank branch or post office in India

  6. Minimum Rs 250 and maximum Rs 1.5 lakh have to be deposited in the account annually

  7. SSY enjoys EEE tax status, which means parents and guardians can claim tax benefits on, interest earned, maturity income, and deposits 

  8. The maximum period of account: 21 years from the date of account opening or the date of marriage of the girl child, whichever is earlier

  9. Deposits are allowed for a maximum period of 15 years from the date of account opening

  10. A partial withdrawal of 50% can be made on the girl child reach at the age of 18 years old

  11. An account can be closed in advance to manage the wedding expenses of the girl child, provided she is 18 years old and can produce relevant evidence.

  12. These accounts earned a fixed interest rate of 7.6% in the first quarter of FY 2022-23
Location: 75, Fauji Colony, Mukandpur Part 2, Mukundpur, Delhi, 110042, India

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